Chithra Nirmala, is the Founder of Skanda Legal. With nearly three decades of combined experience in banking law and independent advocacy, she has established herself as a dynamic leader in the field of civil, commercial, and financial litigation & Arbitrations. Her motivation stems from a commitment to blend rigorous legal scholarship with practical solutions, ensuring that clients receive both clarity and results in complex disputes.

Her distinguished career includes 20+ years with the State Bank of India, where she specialized in commercial, construction, infrastructure, financial, and corporate laws, leading high‑profile litigation involving complex and high-stake economic disputes. She played a pivotal role in representing banking consortia in matters governed by fugitive economic laws and proceedings under the Prevention of Money Laundering Act, securing substantial recoveries for creditors. She also pioneered the first banker’s application under PMLA before the Special Court in Mumbai an achievement that reflects her forward-thinking approach to financial and regulatory litigation.